Most major clear aligner brands in Singapore offer some form of financing or instalment plan, as orthodontic treatment is considered a significant out-of-pocket expense and is not covered by MediSave. Across the market, financing generally falls into three main categories:
In this article, we’ll provide an overview of the instalment and financing options commonly offered by clear aligner providers in Singapore. To keep the comparison neutral and easy to understand, we’ll refer to providers as Brand A, Brand B, Brand C, and so on. The information shared here is based solely on publicly available or provider-supplied details.
Zenyum provides a direct-to-consumer clear aligner model with a standardised instalment structure across treatment plans. Customers may choose interest-free instalment options of up to twelve months, with monthly amounts calculated based on the overall treatment price.
Zenyum instalment plans are interest-free, and customers may choose the following options:
*Based on the applicable treatment price, inclusive of GST, spread over the selected instalment period.
Fees associated with partner dental clinics, such as appointments, scans, or other clinic services are paid directly to the clinic and are separate from Zenyum’s instalment arrangements. Pricing and instalment amounts are reviewed periodically and may be updated from time to time.
Brand A is offered exclusively through dental clinics and specialist practices, so instalment options vary depending on each clinic’s policies and bank partnerships. Some clinics may structure payments through a combination of initial downpayments followed by monthly instalments. Others may provide 0% interest credit card instalment plans through local banks, with tenures often ranging from several months up to a year. Because each clinic manages its own pricing and financing, the most reliable way to understand available instalment options is to check directly with the clinic providing the treatment.
Brand B offers financing options that are finalised once the patient’s treatment plan has been clinically assessed. The brand indicates that flexible instalment plans are available, generally spanning six to nine months depending on the complexity of the case. It is also listed as a participating merchant for Standard Chartered Visa’s online instalment programme, which provides repayment options beginning from three months. For individuals who prefer to pay upfront, treatment for mild cases may start at S$2,350 as a one-time payment. Because instalment terms are customised after diagnosis, patients receive detailed payment information only after their treatment needs have been evaluated.
Brand C provides financing through its proprietary instalment system. This programme allows customers to spread payments over three-, six-, or twelve-month periods. Monthly repayments begin at approximately S$207.50, while weekly payments may start around S$49, depending on the tenure and treatment plan selected.
The total cost of treatment under this programme begins at S$1,950. The brand notes that instalment fees apply to this financing model, distinguishing it from interest-free credit card instalment plans offered through certain clinics. As with other direct-to-consumer providers, instalment structures and final pricing depend on the treatment plan recommended to the customer.
Brand C also provides two main ways to purchase your clear aligner kit:
✔ Upfront payment
✔ Brand C's proprietary instalment plan
Choose from:
Repayments start from S$207.50 per month
Angel Aligner is also administered through dental clinics, so financing options are dependent on each clinic’s arrangements. Some clinics may offer interest-free instalment plans through major banks, with tenures of up to twelve months. Others may provide access to healthcare financing partners such as Catch22™, which offers extended repayment periods of up to eighteen months without a required downpayment. Certain clinics may also support BNPL platforms like Atome. Since each clinic sets its own financial partnerships, instalment availability can differ from one provider to another.
Most clear aligner providers in Singapore offer different ways to break treatment costs into instalments, though the details vary across brands and clinics. Clinic-based providers may offer bank instalment plans or staged payments, while direct-to-consumer brands tend to provide more standardised monthly options.
If you’re thinking about starting your clear aligner journey and want a clearer sense of your potential costs and payment options, an assessment is a helpful place to begin. It gives you a better understanding of your suitability, expected fees, and how your treatment could be structured, so you can make a decision with confidence and clarity. Start your smile check today to see what your journey could look like!
Answer a few questions, and take four teeth pictures. It only takes a few minutes!
Receive a call from us to schedule your dentist appointment
You’ll have 3D scans and X-rays taken of your teeth by your dentist
Give the green light for your Zenyum aligners to go into production after approved by your dentist.
